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Peoples Bank & Trust Co.

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Other Services - Deposit Rates and Fees

Effective Date of Interest rate and Annual Percentage Yields - 04/30/2013

Interest Rates are subject to change without notice.

Certificates of Deposit*
Term Minimum Rate APY
03 MONTH CD $5,000 .25% .25%
06 MONTH CD $2,500
$10,000
$100,000
.25%
.35%
.40%
.25%
.35%
.40%
12 MONTH CD $1,000
$10,000
$100,000
.25%
.45%
.51%
.25%
.45%
.51%
14 MONTH CD $10,000 .48% .48%
18 MONTH CD $1,000
$10,000
.30%
.55%
.30%
.55%
24 MONTH CD $1,000
$10,000
$100,00
.30%
.70%
.76%
.30%
.70%
.76%
30 MONTH CD $1,000
$10,000
.35%
.75%
.35%
.75%
36 MONTH CD $1,000
$10,000
.40%
.80%
0.40%
.80%
48 MONTH CD $10,000 .85% .85%
60 MONTH CD $10,000 1.00% 1.00%

 

Savings, Interest Bearing Checking, and Money Market**
Term Minimum RATE APY
REG SAVINGS* $100 .25% .25%
NOW* $1,000 .10% .10%
SUPER MONEY MKT* $2,500
$10,000
$25,000
$50,000
.05%
.15%
.25%
.35%
.05%
.15%
.25%
.35%
*For Opening balances of $25,000 to $49,999, add 2 basis points to rate

 

INDIVIDUAL RETIREMENT ACCOUNT - IRA CD'S*
Term Minimum to open & Obtain APY Interest Rate APY
12 MONTH FIXED $500.00 .45% .45%
18 MONTH FIXED $500.00 .55% .55%
24 MONTH FIXED $500.00 .70% .70%
30 MONTH FIXED $500.00 .75% .75%
36 MONTH FIXED $500.00 .80% .80%
*Early Withdrawal Penalty:
**Earnings may be reduced as a result of fees