Other Services - Deposit Rates and
Fees
Effective Date of Interest rate and
Annual Percentage Yields - 06/02/2008
Interest Rates are subject to change without notice.
Certificates of Deposit*
|
| Term |
Minimum |
Rate |
APY |
| 03 MONTH CD |
$5,000 |
2.25% |
2.27% |
| 06 MONTH CD |
$2,500
$10,000
$100,000 |
2.05%
2.75%
3.00% |
2.06%
2.77%
3.02% |
| 12 MONTH CD |
$1,000
$10,000
$100,000 |
2.15%
3.00%
3.25% |
2.15%
3.00%
3.25% |
| 18 MONTH CD |
$1,000
$10,000 |
2.35%
3.10% |
2.35%
3.11% |
| 24 MONTH CD |
$1,000
$10,000 |
2.40%
3.20% |
2.40%
3.20% |
| 30 MONTH CD |
$1,000
$10,000 |
2.50%
3.25% |
2.50%
3.26% |
| 36 MONTH CD |
$1,000
$10,000 |
2.50%
3.25% |
2.50%
3.25% |
| 48 MONTH CD |
$10,000 |
3.30% |
3.30% |
| 60 MONTH CD |
$10,000 |
3.35% |
3.35% |
Savings, Interest Bearing Checking, and Money Market**
|
| Term |
Minimum |
RATE |
APY |
| REG SAVINGS |
$100 |
.75% |
.75% |
| NOW |
$1,000 |
.25% |
.25% |
| SUPER MONEY MKT |
$2,500
$10,000
$25,000 |
.50%
1.00%
1.25% |
.50%
1.00%
1.26% |
INDIVIDUAL RETIREMENT ACCOUNT - IRA CD'S*
|
| Term |
Minimum to open & Obtain APY |
Interest Rate |
APY |
| 12 MONTH FIXED |
$500.00 |
3.00% |
3.00% |
| 18 MONTH VARIABLE |
$500.00 |
3.10% |
3.11% |
| 18 MONTH FIXED |
$500.00 |
3.10% |
3.11% |
| 24 MONTH FIXED |
$500.00 |
3.20% |
3.20% |
| 30 MONTH FIXED |
$500.00 |
3.25% |
3.26% |
| 36 MONTH FIXED |
$500.00 |
3.25% |
3.25% |
*Early Withdrawal Penalty:
<=12 months - 1 month's interest
>=13 months - 6 month's interest |
| **Earnings may be reduced as a result of fees |
|
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