Other Services - Deposit Rates and
Fees
Effective Date of Interest rate and
Annual Percentage Yields - 08/11/10
Interest Rates are subject to change without notice.
Certificates of Deposit*
|
| Term |
Minimum |
Rate |
APY |
| 03 MONTH CD |
$5,000 |
.50% |
.50% |
| 06 MONTH CD |
$2,500
$10,000
$100,000 |
.85%
1.15%
1.15% |
.85%
1.15%
1.15% |
| 12 MONTH CD |
$1,000
$10,000
$100,000 |
.76%
1.35%
1.35% |
.76%
1.35%
1.35% |
| 18 MONTH CD |
$1,000
$10,000 |
.91%
1.46% |
.91%
1.46% |
| 24 MONTH CD |
$1,000
$10,000
$100,00 |
.94%
1.53%
1.65% |
.94%
1.53%
1.65% |
| 30 MONTH CD |
$1,000
$10,000 |
1.18%
1.73% |
1.18%
1.73% |
| 36 MONTH CD |
$1,000
$10,000 |
1.15%
1.85% |
1.15%
1.85% |
| 48 MONTH CD |
$10,000 |
2.00% |
2.00% |
| 60 MONTH CD |
$10,000 |
2.10% |
2.10% |
Savings, Interest Bearing Checking, and Money Market**
|
| Term |
Minimum |
RATE |
APY |
| REG SAVINGS* |
$100 |
.50% |
.50% |
| NOW* |
$1,000 |
.25% |
.25% |
| MMDA |
$2,500 |
.10% |
.10% |
| SUPER MONEY MKT* |
$2,500
$10,000
$25,000
$50,000 |
.10%
.25%
.40%
.75% |
.10%
.25%
.40%
.75% |
| *For Opening balances of $25,000 to $49,999, add 5 basis points to rate |
INDIVIDUAL RETIREMENT ACCOUNT - IRA CD'S*
|
| Term |
Minimum to open & Obtain APY |
Interest Rate |
APY |
| 12 MONTH FIXED |
$500.00 |
1.31% |
1.31% |
| 18 MONTH VARIABLE |
$500.00 |
1.35% |
1.35% |
| 18 MONTH FIXED |
$500.00 |
1.46% |
1.46% |
| 24 MONTH FIXED |
$500.00 |
1.53% |
1.53% |
| 30 MONTH FIXED |
$500.00 |
1.73% |
1.73% |
| 36 MONTH FIXED |
$500.00 |
1.85% |
1.85% |
*Early Withdrawal Penalty:
<=12 months - 1 month's interest
>=13 months - 6 month's interest |
| **Earnings may be reduced as a result of fees |
|
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