Other Services - Deposit Rates and
Fees
Effective Date of Interest rate and
Annual Percentage Yields - 04/30/2013
Interest Rates are subject to change without notice.
Certificates of Deposit*
|
| Term |
Minimum |
Rate |
APY |
| 03 MONTH CD |
$5,000 |
.25% |
.25% |
| 06 MONTH CD |
$2,500
$10,000
$100,000 |
.25%
.35%
.40% |
.25%
.35%
.40% |
| 12 MONTH CD |
$1,000
$10,000
$100,000 |
.25%
.45%
.51% |
.25%
.45%
.51% |
| 14 MONTH CD |
$10,000 |
.48% |
.48% |
| 18 MONTH CD |
$1,000
$10,000 |
.30%
.55% |
.30%
.55% |
| 24 MONTH CD |
$1,000
$10,000
$100,00 |
.30%
.70%
.76% |
.30%
.70%
.76% |
| 30 MONTH CD |
$1,000
$10,000 |
.35%
.75% |
.35%
.75% |
| 36 MONTH CD |
$1,000
$10,000 |
.40%
.80% |
0.40%
.80% |
| 48 MONTH CD |
$10,000 |
.85% |
.85% |
| 60 MONTH CD |
$10,000 |
1.00% |
1.00% |
Savings, Interest Bearing Checking, and Money Market**
|
| Term |
Minimum |
RATE |
APY |
| REG SAVINGS* |
$100 |
.25% |
.25% |
| NOW* |
$1,000 |
.10% |
.10% |
| SUPER MONEY MKT* |
$2,500
$10,000
$25,000
$50,000 |
.05%
.15%
.25%
.35% |
.05%
.15%
.25%
.35% |
| *For Opening balances of $25,000 to $49,999, add 2 basis points to rate |
INDIVIDUAL RETIREMENT ACCOUNT - IRA CD'S*
|
| Term |
Minimum to open & Obtain APY |
Interest Rate |
APY |
| 12 MONTH FIXED |
$500.00 |
.45% |
.45% |
| 18 MONTH FIXED |
$500.00 |
.55% |
.55% |
| 24 MONTH FIXED |
$500.00 |
.70% |
.70% |
| 30 MONTH FIXED |
$500.00 |
.75% |
.75% |
| 36 MONTH FIXED |
$500.00 |
.80% |
.80% |
*Early Withdrawal Penalty:
<=12 months - 3 month's interest
>=13 months - 6 month's interest |
| **Earnings may be reduced as a result of fees |
|
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