Loan Products - Personal Loans

Auto Loans             Apply Now

Let Peoples Bank & Trust Co. put you in the driver’s seat in the car or truck you deserve. With our competitive fixed rates and flexible terms, you can be behind the wheel in no time. Qualified buyers may be able to purchase a new or used car with little or no down payment because we can finance up to 115% of the MSRP on a new car and the NADA retail value on used vehicles.

You can also request Peoples Bank & Trust Co. financing at local dealers with our indirect lending program. Just ask your dealer to fax the application to us and once approved you can sign the loan documents right there on the spot. Just one more way Peoples Bank & Trust Co. makes banking easy.

Recreational Vehicle Loans             Apply Now

Ready to hit the trail on a dirt bike, or cruise the lake on a new boat? Whether it’s a bike, boat, jet ski, ATV or even a motor home, let Peoples Bank & Trust Co. help you enjoy what life has to offer. Our competitive fixed rates and flexible terms allow you to have a payment you can afford. And for additional peace of mind, qualified buyers may be able to purchase a recreational vehicle with little or no down payment. Just one more way Peoples Bank & Trust Co. makes banking easy.

Farm Equipment Loans             Apply Now

Is your farming operation demanding new equipment? Let Peoples Bank & Trust Co. assist you in getting the equipment you need to make your farm run the way it should. Our loan professionals can develop a loan that matches your cash flow, and qualified buyers may even be able to purchase equipment with little or no down payment. Just one more way Peoples Bank & Trust Co. makes banking easy.

Signature Loans             Apply Now

Whether you are going on a vacation or buying an engagement ring, Peoples Bank & Trust Co. can provide you with a personal loan for whatever the occasion may be. With our competitive rates and flexible terms, we have the loan for you.

Check Reserve             Apply Now

We understand that sometimes there seems to be more bills than there is money. When this happens, you can just write yourself a loan at your convenience with Peoples Bank’s Check Reserve. Once your application is approved, for any amount from $500 to $5,000, you can enjoy the security of knowing you’ll never be overdrawn again. Loan advances will be granted in increments of $100. And each time an advance is made, we’ll send you a notice for your records. When you use your Check Reserve you may repay the full amount or if it is more convenient, you can repay on a monthly basis. Your monthly payments will be $25 or 5% (whichever is greater) of the outstanding balance on your statement date. So if your checking account could need a little more money, apply for a Check Reserve today! Just one more way Peoples Bank & Trust Co. makes banking easy.