Online Banking Center
Access ID
Security Information
Peoples Bank & Trust Co.

Home : Contact Us : About Us : Community Links

- Personal
- Business
- Personal Loans
- Business Loans
- Mortgage Loans
- Non FDIC
Insured Products
- Online Banking
- Banking Cards
- Deposit Rates and Fees
- Check Orders
- Other Bank Services
- E-Statements
- Property for Sale

- Lost or Stolen ATM/Debit Card
- Calculators    - Applications    - ID Theft Prevention

Deposit – Personal

Checking

Regular Club Checking
Regular Club Checking is our Club program and is available to all personal account holders. The program includes a variety of benefits for a single monthly fee.
  • $50 minimum balance to open
  • Above $500-$4.00 Service Charge*
  • Below $500-$6.50 Service Charge*
  • Below $100-$7.50 Service Charge*
  • Up to $30,000 accidental death insurance with active account±
  • Interest Option Available**
  • Discounts for Safe Deposit Box
  • No Annual fee for Check Reserve
  • Discount option available for loans if paid by direct debit
  • No fees for up to 3 cashiers checks and money orders per month
  • Accessible with ATM or CheckCard (Checkcard subject to credit approval)
  • Imaged Checks with Statement
  • Checks viewable with Internet Banking

*Additional fees for additional accidental death insurance coverage offered
**May combine with Interest bearing account-service charges applicable
± Not a deposit, Not FDIC-insured, Not insured by any federal government agency, Not guaranteed by the bank, May go down in value.

Personal Checking
  • $50 minimum balance to open
  • No Monthly Service charge if low balance is greater than $500
  • $4.00 monthly charge if low balance between $400-$499
  • $5.00 monthly charge if low balance between $300-$399
  • $6.00 monthly charge if balance falls below $300
  • $.15 per item charge for over 20 checks (waived if minimum balance greater than $500)
  • Accessible with ATM or CheckCard (Checkcard subject to credit approval
  • Imaged Checks with Statement
  • Checks viewable with Internet Banking

For more information, please email Peoples Bank & Trust Company

Basic Checking

  • $50 minimum balance to open
  • No monthly service charge
  • Unlimited checks allowed per month
  • Accessible with ATM or CheckCard (Checkcard subject to credit approval)
  • Truncated Checks only
  • Checks viewable with Internet Banking

For more information, please email info@bankwithpeoples.com

NOW Personal Checking

  • $1,000 minimum balance to open
  • $5.00 monthly charge if low balance less than $1,000
  • $.15 per item charge for over 20 checks
  • Accessible with ATM or CheckCard (Checkcard subject to credit approval)
  • Imaged Checks with Statement
  • Checks viewable with Internet Banking

For more information, please email Peoples Bank & Trust Company

Senior Checking
Designed for the senior 62 or older who maintains a low balance, need to write only a few checks a month, and desires to have check images returned.

  • $50 minimum balance to open
  • No monthly service or minimum balance
  • Accessible with ATM or CheckCard (Checkcard subject to credit approval)
  • Imaged Checks with Statement
  • Checks viewable with Internet Banking

For more information, please email Peoples Bank & Trust Company

Student Checking
Designed for the student-usually high school or college who maintains a low balance and needs to write only a few checks a month. Student’s parent must have a deposit account with Peoples Bank. Students less than 18 are required to have a parent or guardian as a joint owner on the account.

  • $50 minimum balance to open
  • No monthly service or minimum balance
  • Accessible with ATM or CheckCard (Checkcard subject to credit approval
  • Truncated Check Statement only
  • Checks viewable with Internet Banking

For more information, please email Peoples Bank & Trust Company

Savings

Regular Savings
Here’s the easiest way to start saving for the future.  This account only requires a $100 minimum to open and earns a competitive interest rate. A $2.00 maintenance fee is charged if balance falls below $100

  • $100 minimum balance to open and to obtain APY
  • $2.00 service charge if low balance is less than $100
  • $3.00 per item charge for withdrawal in excess of 3 per month or 9 per quarter
  • Accessible with ATM
  • Limited to a total of 6 preauthorized debits per month

For more information, please email Peoples Bank & Trust Company

Christmas Club
Great to budget for those Christmas purchases and have your money available on November 1.

  • $10 minimum balance to open and to obtain APY
  • $3.00 item charge for withdrawals in excess of 9 per statement cycle
  • Check issued or direct deposit to checking available November 1
  • Limited to a total of 6 preauthorized debits per month.

For more information, please email Peoples Bank & Trust Company

Kid's Club Savings
Give your children an early start in learning to save. Our Future Funds account have only a $10 minimum balance to open and no quarterly service charge under the age of 18 in addition to earning a competitive interest rate

  • $10 minimum balance to open and to obtain APY
  • No minimum balance service charge
  • $3.00 item charge for in-person withdrawals in excess of 9 per quarter
  • Limited to a total of 6 preauthorized debits per month.

For more information, please email Peoples Bank & Trust Company

Super Money Market
A Money Market Deposit Account is a savings account that allows convenient access, you may write as many as three checks per month.  Don’t let that extra money sit idle in your checking account-get paid for it.  Our Money Market Deposit Accounts are a great way to compliment any checking account.  As long as you maintain the minimum balance no monthly service charge is accessed.  Interest rates are tiered so the more money you save,  the higher interest rate we pay. 

  • $2,500 minimum balance to open and obtain APY
  • $10.00 monthly charge if low balance less than $2,500
  • Limited to a total of 6 preauthorized debits per month
  • Accessible with ATM
  • Imaged Checks with Statement
  • Check viewable with Internet Banking
  • $5.00 item charge for withdrawals in excess of 3 per monthly statement cycle.

For more information, please email Peoples Bank & Trust Company

Certificate of Deposits
This account offers competitive rates and terms from 3 to 60 months to fit any of your investment needs. With a minimum deposit of $1,000, start savings today, why wait?

Click here to view Rates for Certificate of Deposits account.

IRA’S
This account offers competitive rates and terms from 12 to 60 months to fit any of your investment needs. You’re never too young to start saving for retirement and only $500 minimum deposit to get started.

Click here to view Rates for IRA’s