Deposit – Personal

Checking

• $50 minimum balance to open
• Above $500-$4.00 Service Charge*
  
• Below $500-$6.50 Service Charge*
  
• Below $100-$7.50 Service Charge*
  
• Up to $30,000 accidental death insurance with active account±
  
• Interest Option Available**
  
• Discounts for Safe Deposit Box
  
• No Annual fee for Check Reserve
  
• Discount option available for loans if paid by direct debit
  
• No fees for up to 3 cashiers checks and money orders per month
  
• Accessible with ATM or CheckCard (Checkcard subject to credit approval)
  
• Imaged Checks with Statement
  
• Checks viewable with Internet Banking
  

*Additional fees for additional accidental death insurance coverage offered
**May combine with Interest bearing account-service charges applicable
± Not a deposit, Not FDIC-insured, Not insured by any federal government agency, Not guaranteed by the bank, May go down in value.

• $50 minimum balance to open
• No Monthly Service charge if low balance is greater than $500
• $4.00 monthly charge if low balance between $400-$499
• $5.00 monthly charge if low balance between $300-$399
• $6.00 monthly charge if low balance between $200-$299
• $.15 per item charge for over 20 checks (waived if minimum balance greater than $500)
• Accessible with ATMor CheckCard(Checkcard subject to credit approval
• Imaged Checks with Statement
• Checks viewable with Internet Banking

For more information, please email Peoples Bank & Trust Company

Basic Checking

• $50 minimum balance to open
• No monthly service charge
• Unlimited checks allowed per month
• Accessible with ATMor CheckCard(Checkcard subject to credit approval)
• Truncated Checks only
• Checks viewable with Internet Banking

For more information, please email info@bankwithpeoples.com

NOW Interest Checking

• $1,000 minimum balance to open
• $5.00 monthly charge if low balance less than $1,000
• $.15 per item charge for over 20 checks (waived if average balance greater than $4,000)
• Accessible with ATMor CheckCard(Checkcard subject to credit approval)
• Imaged Checks with Statement
• Checks viewable with Internet Banking

For more information, please email Peoples Bank & Trust Company

Senior Citizen Checking
Designed for the senior 62 or older who maintains a low balance, need to write only a few checks a month, and desires to have check images returned.

• $50 minimum balance to open
• No monthly service or minimum balance
• Accessible with ATMor CheckCard(Checkcard subject to credit approval)
• Imaged Checks with Statement
• Checks viewable with Internet Banking

For more information, please email Peoples Bank & Trust Company

Student Checking
Designed for the student-usually high school or college who maintains a low balance and needs to write only a few checks a month. Student’s parent must have a deposit account with Peoples Bank. Students less than 18 are required to have a parent or guardian as a joint owner on the account.

• $50 minimum balance to open
• No monthly service or minimum balance
• Accessible with ATMor CheckCard(Checkcard subject to credit approval
• Truncated Check Statement only
• Checks viewable with Internet Banking

For more information, please email Peoples Bank & Trust Company

Savings

Statement Savings
Here’s the easiest way to start saving for the future.  This account only requires a $100 minimum to open and earns a competitive interest rate. A $2.00 maintenance fee is charged if balance falls below $100

• $100 minimum balance to open and to obtain APY
• $2.00 service charge if low balance is less than $100
  
• $3.00 per item charge for withdrawal in excess of 3 per month or 9 per quarter
• Accessible with ATM

For more information, please email Peoples Bank & Trust Company

Christmas Savings
Great to budget for those Christmas purchases and have your money available on November 1.

• $10 minimum balance to open
• $3.00 item charge for withdrawals in excess of 9 per statement cycle
• Check issued or direct deposit to checking available November 1

For more information, please email Peoples Bank & Trust Company

Future Funds Children's Savings
Give your children an early start in learning to save. Our Future Funds account have only a $10 minimum balance to open and no quarterly service charge under the age of 18 in addition to earning a competitive interest rate

• $10 minimum balance to open
• No minimum balance service charge
• $3.00 item charge for in-person withdrawals in excess of 9 per quarter

For more information, please email Peoples Bank & Trust Company

Money Market Deposit Accounts
A Money Market Deposit Account is a savings account that allows convenient access, you may write as many as three checks per month.  Don’t let that extra money sit idle in your checking account-get paid for it.  Our Money Market Deposit Accounts are a great way to compliment any checking account.  As long as you maintain the minimum balance no monthly service charge is accessed.  Interest rates are tiered so the more money you save,  the higher interest rate we pay. 

• $2,500 minimum balance to open and obtain APY
  
• $10.00 monthly charge if low balance less than $2,500
  
• Limited to 3 third party checks and 3 pre-authorized debits per month, 9 per quarter
  
• Accessible with ATM
  
• Imaged Checks with Statement
  
• Check viewable with Internet Banking

For more information, please email Peoples Bank & Trust Company

Certificate of Deposits
This account offers competitive rates and terms from 3 to 60 months to fit any of your investment needs. With a minimum deposit of $1,000, start savings today, why wait?

Click here to view Rates for Certificate of Deposits account.

IRA’S
This account offers competitive rates and terms from 12 to 60 months to fit any of your investment needs. You’re never too young to start saving for retirement and only $500 minimum deposit to get started.

Click here to view Rates for IRA’s